3 Career Course Corrections To Propel You Farther, Faster In The Information Age

Photo by Don Urban

Photo by Don Urban

Turning Back The Clock

If you had a time machine, what would you do with it?

Would you go back to see historical events in real-time? Would you go back to see what your parents or grandparents were like as children? Would you rush ahead to the future to see what life is like in 25 years?

For some unknown reason, I was contemplating this question the other day. I believe I know exactly what I would do with a time machine.

I would attempt to go back to when I was 18 years old and explain to my younger self what the world is like in the future. I would also give myself a better, faster, more elegant path to achieve career success.

I would be my own best mentor. I would give myself the following advice.

The information age is dominated by people who have a specific skill set and connections. To me, these are the folks who seem to be the most successful in their careers. They dare to do the things that other people dislike to do.

I’m talking about people such as Michael Hyatt, Tim Ferriss, Pat Flynn, Dave Ramsey, and the late Steve Jobs.

And, what do all these people have in common? They are creative. They are excellent communicators. They are skilled at writing blog posts and influential books. They are podcasters (or traditional radio personalities). They produce popular YouTube videos. They are dynamic public speakers. They have developed important mentor and industry relationships that have propelled them farther, faster.

These leaders have embraced the key aspects of being successful in the information age and have been highly rewarded for it.

A Change In College Focus

Now that I’m in mid-life looking back at my college experience and present calling, if I could back up and do it all over again, I believe I would take a different path that would have perhaps gotten me where I now want to go, faster.

You see, when I originally attended college in the late 80s and early to mid-90s, I went a very specialized route – music performance and education.

With this specialized knowledge and experience, I believe I have been relatively successful and enjoy what I have the opportunity to do each week. I’m grateful for God’s blessing in my life in this area. I know other musicians and creative-types who have gone the music school route and have struggled to make a living at what they do.

Observing our current culture and the direction it’s heading, though, I would make the following course corrections if I could go back in time. If I were to mentor a younger person now, these are the areas I would encourage them to pursue for (potentially) greater and faster career success.

3 Course Corrections For Future Career Growth

  1. Personal Relationships: This is a key area of life I wish I was better in. If I could go back and do it all over again, I would definitely be way more proactive in seeking out mentoring relationships with people who are successful in these critical career areas.
  2. Writing Skills: I would spend more time studying the skill of writing and spend more of my available free time developing this critical skill. I would start a personal blog as early as possible. I would attempt writing books at an earlier age as well.
  3. Presentation Skills: I would have joined a Toastmasters Club at an earlier age, maybe take acting classes, worked on video presentations, and read more books on the craft of public speaking.

Why These Areas?

So, why would I even want to go back and tackle these specific areas?

Partly due to the fact that these are the areas people claim they hate and are frightened to pursue.

I always hear statements from various people like, “well, Larry, I’m not really a writer and don’t enjoy it at all.” I also hear statements such as “I always get so nervous standing before a group and giving presentations. I hate public speaking.”

All I can say from personal experience is that I have had similar thoughts to these as well. But, I have found that the more I attempt to do these uncomfortable skills, the more I seek out information and training on how to do a better job, the better and the more comfortable I get.

Isn’t it amazing how that works?

The big picture, though, is once you are able to get comfortable in these areas, the more of a connection you are able to make with people, and the greater the contribution you are able to have in people’s lives. This should be the ultimate payoff for us, anyway – connection and contribution.

Questions: What do you think of these three specific areas for greater, faster career success? Agree or disagree? Have you found yourself backing up and working on these areas to move forward in your career like I have?

Give Like An Angel Investor, Not A Venture Capitalist

Photo by Kim Seng

Photo by Kim Seng

Shark Tank Reminded Me

Have you ever seen the TV show “Shark Tank?”

If you aren’t familiar with the show, here’s an excellent description from Wikipedia:

The show features a panel of potential investors, called “sharks”, who consider offers from aspiring entrepreneurs seeking investments for their business or product. The entrepreneur can make a deal on the show if a panel member is interested. However, if all of the panel members opt out, the entrepreneur leaves empty handed. The show is said to portray “the drama of pitch meetings and the interaction between the entrepreneurs and tycoons.” A one hour pitch by a contestant is edited down to “a dramatic 10 minute segment”. The show is said to personalize “the desperation and pain experienced by victims of a broken down economy.”

I was watching the show several weeks ago, and I was reminded of the various types of investors. In the world of small business start-up investing, there are essentially two types: venture capitalists and angel investors.

Let’s look a little more closely at these two types of investors.

Venture Capitalists And Angel Investors

There are a couple of key differences between these two types of investors.

Venture capitalists are mostly concerned with making money. They typically invest a lot of money and they are hoping for a substantial return on their investment. For the venture capitalist, it’s all about the money – give a lot and make a lot!

Angel investors, however, handle their investing a little differently.

Yes, just like venture capitalists, they invest a lot of money and are interested in a return on that investment. But, their primary interests are in the people who started the company as well as the success of the business in which they’re investing.

They really like the person who started the business and want this person to be successful. They also really like the business model that this entrepreneur has created and want the business itself to be successful.

You see, for an angel investor, it’s not all about the money. The financial return on investment process is almost like a bonus to them.

Giving Like An Angel Investor

In Matthew 6:31-33, Jesus told His followers,

So do not worry, saying, ‘What shall we eat?’ or ‘What shall we drink?’ or ‘What shall we wear?’ For the pagans run after all these things, and your heavenly Father knows that you need them. But seek first his kingdom and his righteousness, and all these things will be given to you as well.

As believers, I think it’s way too easy to fall into a “give to get” mentality, much like the venture capitalist. Yes, many times God does richly bless those who give faithfully and abundantly, but this shouldn’t be our primary concern.

I believe our motive to give should be like that of an angel investor.

First, we have a unique relationship with God the Father, Son, and Holy Spirit, and we should love the Lord with all our heart, soul, mind, and strength. This is the “people” part of angel investing.

Second, as children of God, we should have a deep personal interest and desire for the Kingdom of God to be successful. This is the “business” part of angel investing.

One way we can demonstrate this love for God and desire for Kingdom success is by giving back to our local church a portion of what He has given to us to manage.

And, the bonus for us as believers is that God promises to take care of our needs when we put Him and His Kingdom as our number one priority.

Questions: Have you ever thought about giving in terms of small business investing? How have you given in the past, like a venture capitalists or angel investor? Do you give because you are looking for a financial blessing, or because you love God and want His Kingdom to succeed?

A New Concept In Successful Living

Photo by TheTaxHaven

Photo by TheTaxHaven

A Doctor Reveals The Secret

Turn your head and cough.

Yeah, it was that magical time, once again, with my doctor. A few years ago, I had just turned 40, and I needed to go in for a physical evaluation, just to make sure everything in my body was still up to factory specs.

As he and I were sitting in the examination room going through my medical history, he told me I was a boring patient.

I was like, “Geez, thanks a lot, doc.”

Fortunately, he meant it as a compliment.

He told me that in the medical profession he loves boring patients – individuals who are proactively taking care of themselves physically and not engaging in risky behaviors.

I said, “Yup, that’s me. I’m about as vanilla as they come.”

Boring Means Successful

The more I have thought about my doctor’s statement, though, the more I have considered the importance of this as a life philosophy.

I also started thinking about successful people and their daily routines and rituals.

The successful people I know are extremely disciplined, proactive, routine-driven, and not given over to “cray cray.”

Yeah, there are a few exceptions to the rule such as successful, business people types who “party like it’s 1999” and can (sort of) keep their life stuff together, but that’s pretty rare.

The Success Habits Of The Boring

The successful boring people out there have several boring habits.

Maybe that’s a big part of why they are successful.

They wake up early. They engage in personal quiet time, prayer, or meditation. They journal. They write down and review their goals on a regular basis. They focus on two or three important tasks a day that only they can accomplish that will move their career or business forward. They work on the hardest projects, first. They fight hard against procrastination.

They delegate additional activities to others in order to stay focused on their vital few. They eat right. They exercise. They stay on top of their personal finances. They and their spouses are on the same page when it comes to business, finances, and their family. They enjoy spending time with their spouses and children.

They invest all of their time and energy into activities and processes that make a difference.

Now, how corny and square are all these activities? The majority of people on planet earth probably laugh at these type of people and call them “nerds.”

To the successful, though, these activities aren’t boring. They’re actually exciting.

So, if boring works so amazingly well, why aren’t more of us this boring?

Questions: Are you boring and successful in life? If so, what boring activities do you engage in that you would give credit for your success?

How An iPad Changed My Perspective On Heavenly Treasures

iPad 1 photoMy Pride And Joy

In August 2009, I made a significant financial purchase.

I bought my very first iPad, a first generation Apple iPad. The cost was around $500.

For several months, I worked hard and saved any extra money I could. I even did some additional side work in order to save up enough money to buy this amazing new technology that Apple produced.

For at least a year or two, this iPad 1 was my pride and joy. I took it with me everywhere. I used it for everything.

Then, of course, Apple had the audacity to build newer and better iPads (what seemed to be every 6 months), making my glorious iPad 1 practically obsolete. Now five years later in 2014, you can go online to websites such as Craigslist and buy this same iPad for around $100-150. This tablet computer has depreciated greatly in value over time.

Ultimately, though, the materials used in this iPad will end up in a landfill or be recycled into another product.

Jesus And Our Treasures

In the Sermon on the Mount, Jesus talked about our treasures and their value in this life and the next.

He said in Matthew 6:19-21,

“Do not store up for yourselves treasures on earth, where moth and rust destroy, and where thieves break in and steal. But store up for yourselves treasures in heaven, where moth and rust do not destroy and where thieves do not break in and steal. For where your treasure is there your heart will be also.”

Jesus gives us three key thoughts in these verses.

First, earth is a bad location to store our treasures. They will decay over time, plus there is the potential for theft.

Second, heaven is a better place to store our treasures. They will never decay here, or ever be stolen.

Third, our hearts follow our treasures. When we are consumed about our earthly treasure, our hearts are concerned with a temporal earth. God wants us to store up treasure in heaven so that our heart is focused on heaven. If we are believers, this is our ultimate destination, our eternal home.

So, Where’s Your Treasure?

Isn’t it ironic that we as believers in Christ often devote so much time, attention and money into the things that rust and perish? But, we ignore those things that truly last forever.

May I ask you this question, where is your treasure? Are you perhaps more concerned financially in earthly things such as cars, iPads, computers, phones or houses? These items lose their monetary value over time and will eventually be destroyed.

Or, are you investing in eternity? A great way to invest in eternity is by giving back to the Lord what He has entrusted to us through the weekly offerings of your local church.

The old saying goes that we can’t take it with us, but we can send it on ahead.






Exclusive Bonus! Subscribe today and you’ll receive a link to download my brand new e-book, Moving From Broken To Superhuman: Your 5-Step Action Plan To Change Your Life, Today!, FREE of charge.

New Graphic

We respect your email privacy

Do You Have A Messed Up Life? How To Influence People’s Lives By Sharing Yours

Photo by Alan Levine

Photo by Alan Levine

I Was One Messed Up Trumpet Player

In the late 1980s, I was an undergraduate trumpet student at a prestigious music conservatory. My trumpet teacher at this school is a well-known principal trumpet of a major symphony orchestra. He is a very natural, incredible musician. In his trumpet career, he has never really encountered any personal playing problems.

I, however, have always struggled with a couple of different playing technique-related issues. My teacher at the music conservatory had no idea how to help me. At the time, he just didn’t have enough teaching experience to help me correct my trumpet playing problems. We struggled through two semesters in my sophomore year and nothing was helping. As a matter of fact, I was actually getting worse with each passing lesson.

After two difficult years in music school, I ended up dropping out defeated and discouraged. I ended up moving back home with my parents, applied at a local university, and changed my major to electrical engineering. I was done with music, altogether.

But then, I connected with a couple of different trumpet teachers who understood my playing problems and were able to help me tremendously. Because of their own personal playing problems, they brought a wealth of experience and knowledge into my trumpet lessons. As a result, I was able to move forward and be successful in my music career. To this day, I owe them a debt of gratitude and appreciation for their help in getting me back on track as a musician. I seriously doubt I would have enjoyed the life of an electrical engineer!

The more problems you have experienced and the more mistakes you have learned from actually makes you WAY MORE qualified to help others.

Experience Is Pure Gold

Interestingly enough, those of us in our 40s who have experienced some pretty horrific failures have the tendency to think we may have disqualified ourselves from being able to help others. We have this messed up view that we have to be “perfect” in order to dispense advice to others.

Believe it or not, the opposite is true.

The lessons learned from your own personal experience make you uniquely qualified to share and help others going through similar circumstances.

Sharing Is Caring

When you care, you share.

And, if you’re over 40, then chances are you have built up a wealth of valuable knowledge and experience.

By this stage in life, you have probably had several failures and a few successes. You generally have a firmer grasp on life than those who are younger than you. For the most part, you have entered life’s “sweet spot.” You have learned from your mistakes and are typically making better choices in your mid-life journey.

There are many younger people in the generations directly behind you who could learn a lot from your experience.

Why not grab some of the younger people in your sphere of influence, especially the ones who are really struggling right now, and take them out to lunch. Listen to their stories and share yours.

Maybe, just maybe, you can help someone in a generation behind you that nobody else can reach.

Question: What life experiences do you carry around inside of you that could possibly benefit others?






Exclusive Bonus! Subscribe today and you’ll receive a link to download my brand new e-book, Moving From Broken To Superhuman: Your 5-Step Action Plan To Change Your Life, Today!, FREE of charge.

New Graphic

We respect your email privacy

Using Mint.com As An Excellent Financial Dashboard To Think And Act Like The Wealthy

Mint.comI’m A New Fan Of Mint.com

Several years ago, I heard about Mint.com but never really took the time to dig deep and discover what this website was all about.

So, why didn’t I?

Like many financial websites, I assumed it wasn’t really going to change much of my current financial process of budgeting, saving, investing, and debt-free living. For many years now, I have been disciplined in my finances, so I wasn’t seeing the need to throw one more layer of personal finance tracking into my current process.

But a few months ago, through the encouragement of some friends of mine, I decided to give Mint.com another look.

Now I get it.

I’m not sure why I didn’t understand the beauty of this site five years ago. Because we now live in the age of electronic banking, we all have website accounts that need to be monitored. These websites include multiple bank checking and saving accounts, investment accounts, credit card accounts, and perhaps other loan accounts such as student loans.

So, once I actually took some time and plugged all my electronic accounts into Mint.com, I began to see the beauty of the website. Mint.com became my own personal finance dashboard. Instead of visiting all of my accounts individually, I could have a snapshot of my family’s financial health in one convenient website.

As I was reviewing my financial dashboard the other day, I had this thought:

Used correctly, an account on Mint.com can help people to focus on three important principles of the wealthy.

3 Important Principles Of The Wealthy

Source Note: These three principles were taken from Rich vs. Poor People Principles by Harv T. Ekker.

  1. Rich people play the money game to win. Poor people play the money game to not lose. With the way the financial dashboard is set-up on Mint.com, it has a quasi-game feeling to it. And, if you are the competitive type, I can see the dashboard having a unique way to encourage you to pay off debt, save, and invest.
  2. Rich people focus on their net worth. Poor people focus on their working income. Due to the nature of this financial dashboard, you have a clear picture of your net worth. Mint.com automatically adds up all your assets and subtracts your liabilities, leaving you with your net worth at the end. Mint does a great job with this wealth principle. I’ve enjoyed watching my net worth grow each month. Thumbs way up!
  3. Rich people manage their money well. Poor people mismanage their money well. At the end of the day, Mint.com is a great tool to manage your personal finances well. Now, you still have to put work into your personal finance management. Mint doesn’t do this management for you automatically, but this website sure can help you become a better money manager.

I realize that not everybody out there is as detailed and compulsive as I am regarding stewardship and personal finances. I am always on the lookout for new ideas and great tools to give me an even greater edge in this area of life. Mint.com is one of those tools to give you an advantage in living out the principles of the wealthy.

Questions: Do you use Mint.com in your personal finances? Why or why not? If you do use this service, do you agree with my assessment of the manner in which it helps you focus on these three wealth principles? Why or why not?






Exclusive Bonus! Subscribe today and you’ll receive a link to download my brand new e-book, Moving From Broken To Superhuman: Your 5-Step Action Plan To Change Your Life, Today!, FREE of charge.

New Graphic

We respect your email privacy

How To Enjoy Life And Make A Greater Contribution In The Lives Of Others

Photo by John Catbagan

Photo by John Catbagan

The Starfish Story

This story has been around for some time. Perhaps you’ve heard it before? In any case, I believe this story sets up this post well.

Strolling along the edge of the sea, a man catches sight of a young woman who appears to be engaged in a ritual dance. She stoops down, then straightens to her full height, casting her arm out in an arc. Drawing closer, he sees that the beach around her is littered with starfish, and she is throwing them one by one into the sea. He lightly mocks her: “There are stranded starfish as far as the eye can see, for miles up the beach. What difference can saving a few of them possibly make?” Smiling, she bends down and once more tosses a starfish out over the water, saying serenely, “It certainly makes a difference to this one.”

The Impact Of A Book

Have you ever read a book, seen a TV interview, or perhaps watched an online video that causes you to have one of those “AHA” moments? You know, when a light bulb goes off in your mind and you feel like a major shift in your thinking has taken place?

This happened for me about 7-8 months ago, when I watched a Youtube video of an orchestra conductor named Ben Zander and then read his book “The Art of Possibility.” You can read my book review on “The Art of Possibility” here.

In several chapters of his book, Ben discusses some of his challenges of being a conductor of a volunteer orchestra. As I continued to read through the book, I kept having these “Aha” moments of realization and learning.

For a large portion of his life, Ben Zander struggled with the drive to be to be successful as well as a fear of failure. He claims that this struggle caused both himself and those around him considerable suffering. The greater his success as an orchestra conductor, the worse this tension became in his life.

The tipping point for Ben came when his second wife walked away from their marriage. He began re-thinking how he was “doing life.”

He came away with the realization that he was living a life of selfishness. He was more inward focused on his own success. When being inward focused, he had more of an attitude that there was always another orchestra – aside from the one he was currently conducting – that he suspected would bring him more success, and so he was never fully present when he was on the conductor’s podium.

When he began playing the game of contribution, on the other hand, he found there was no better orchestra than the one I was conducting, no better person to be with than the one he was with; in fact, there was no “better.” In the game of contribution you wake up each day and bask in the notion that you can be a contribution to the lives of others.

A Shift Takes Place In My Thinking

This personally hit home with me about my own relationships within my family, as well as the volunteer orchestra I direct each week. I started asking myself questions about whether I was more interested in achieving success in my family or ministry, or am I truly more interested in living a life of contribution. This subtle but important shift in my mindset has (I believe) created a more enjoyable experience for those that I love and lead.

For example with the orchestra at church, in the past, I would get frustrated or upset with various problems such as excessive absenteeism for orchestra rehearsals on Wednesday nights as well as worship services on Sundays. My mindset before was too focused on having a successful orchestra and the roadblocks (in my mind) that my volunteer members were causing me to be a successful director.

Once I made this shift in my thinking, though, I started focusing on the orchestra members who decided to be present for a particular Wednesday rehearsal or Sunday worship service. I began realizing I could and should be a contribution in their lives spiritually, musically, and personally.

And you know what has happened? I’m enjoying my life and ministry a whole lot more by living a life focused on contribution rather than success versus failure. And, I hope those around me are enjoying life at a deeper level as well.

The Generous Life

Playing the game of contribution should really be of no surprise to those of us who are believers in Christ. The Bible has much to say about living a life of generosity versus selfishness.

In Proverbs 11:24-25 (MSG) we read these words:

The world of the generous gets larger and larger;
the world of the stingy gets smaller and smaller.

The one who blesses others is abundantly blessed;
those who help others are helped.

Throw yourself into life as someone who makes a difference, accepting that you may not understand how or why. Just like our starfish story at the beginning, don’t get overwhelmed and give up because you can’t help everyone. Focus on being a contribution to the few that you can be.

Questions: Are you living a tension-filled life based on a drive for success and a fear of failure? Is your life enjoyable or full misery? Do you need to consider a shift in mindset from success versus failure over to contribution?






Exclusive Bonus! Subscribe today and you’ll receive a link to download my brand new e-book, Moving From Broken To Superhuman: Your 5-Step Action Plan To Change Your Life, Today!, FREE of charge.

New Graphic

We respect your email privacy

Does The Bible Really Contain A Secret Money Code?

Photo by Susan Kambalu

Photo by Susan Kambalu

Sean Hyman And The Biblical Money Code

His advertisements are everywhere!

Over the last few months, it seems like anytime I have my local talk radio station on, Fox News, or simply browsing the web, I keep running into advertisements for Sean Hyman’s Biblical Money Code.

A few weeks ago, I was curious enough to just go ahead and purchase the lowest subscription possible to check out what all the hype is on this Biblical Money Code book is all about.

Buying The Biblical Money Code book is really more of an opportunity for you to end up on an email subscription to the Ultimate Wealth Report plus NewsMax.com. Of course, this is the new normal in today’s digital marketing age, so now I am blessed with at least two to three extra emails cluttering up my inbox each day!

But, you do also receive several ebooks and other pieces of financial information for your purchase. It’s not a complete “bait and switch.”

Who Is Sean Hyman?

Sean Hyman is a former pastor who has allegedly moved from making $15,000 a year to now giving away up to $50,000 a year. He didn’t make this kind of money in church work, however! Here’s a portion of Sean’s bio regarding his financial work:

Sean Hyman has become a trusted correspondent on CNBC, Fox Business and Bloomberg due to his extensive background in the financial markets, having spent more than 20 years in the investing trenches. Over that time, he’s been a stockbroker at Charles Schwab, a trading course instructor for foreign exchange market maker Forex Capital Markets (FXCM), a financial writer for numerous outlets, and a key speaker at conferences both nationally and internationally. Over the course of his career Hyman has also held five financial licenses …

… Sean Hyman became the editor of the Ultimate Wealth Report newsletter because he loves teaching and helping others to have a better life than what they’d had before. His goal with the Ultimate Wealth Report is “to shepherd readers in the right direction so their wealth doesn’t get eaten away by inflation, but rather benefits from the rise of inflation.”

A Fast Overview Of The Six Keys

The primary ebook focused on the Biblical Money Code that you receive as part of your subscription is called The Six Keys To Financial Success. Like many ebooks you receive online, it’s a brief 47 pages and a quick read.

In the ebook’s introduction, Sean makes the case that in order for God to bless us financially, we need to follow all the financial wisdom in Scripture. In order to unlock the full potential of the Biblical Money Code in our lives, we must be fully obedient to all God’s wisdom, not just part. That won’t work.

Sean states that most people only follow some or part of the Biblical financial wisdom found in Scripture. Perhaps, they may tithe on a regular basis, but the rest of their financial life is a complete mess. Or, maybe they live a debt free lifestyle, but don’t tithe.

Sean drives home the point that a believer living in full obedience to each financial principle unlocks the full and complete blessing of God in the area of personal finances.

Here are the six Biblical financial principles that Sean focuses on:

  • Principle #1: Pray for God’s Favor and Blessing In Your Work.
  • Principle #2: Tithes and Offerings: 10% Plus Some, Not Just 10%.
  • Principle #3: Save Money and Reduce Your Debts
  • Principle #4: Invest for Your Future
  • Principle #5: Philanthropy
  • Principle #6: Being the Lender and Not the Borrower

My Take On The The Six Keys To Financial Success

I am of the personal opinion based on my own research PLUS personal experience that there is a “Biblical Money Code.” Is it some kind of big secret or something? No, of course not. But, the Bible does give us A LOT of common sense wisdom when it comes to handling money.

I do believe that God blesses complete obedience to His Word and His will. I also believe in the power of the Law of the Harvest. When you do the right things in the right order and in the right way, you will reap a bountiful harvest.

This is so very true in this area of personal finances. If you follow Biblical financial wisdom in every area (giving, saving, spending, debt, and investing), then God will bless you. You will reap what you have sown.

BUT, I would be hard pressed to say that this will happen every time for every person in every situation, though.

God is God, and He does not always conform to the box that we place Him in. He may allow negative financial circumstances into our lives, even if we may be following this “Biblical Money Code.”

Why would God allow this to happen, though, if we’re playing by these Biblical money rules?

It’s always difficult to pinpoint a definitive answer. We may never know this side of heaven. Perhaps God is teaching us an important spiritual lesson. Maybe He wants us to learn to rely on Him, rather than money. Or, maybe, He wants us to learn a lesson in controlling our emotions and growing in the virtue of patience.

I believe the key is remaining open to growth in your life when your expectations aren’t met, even when you are doing all the right things. But, don’t give up, though. Keep on doing all the right things in spite of the circumstances. There will be a tremendous payoff, eventually. Remain obedient, teachable, and press through to the end!

Questions: Do you believe in a Biblical Money Code? Why or why not? Have you experienced the Law of the Harvest in your personal finances from following these principles?






Exclusive Bonus! Subscribe today and you’ll receive a link to download my brand new e-book, Moving From Broken To Superhuman: Your 5-Step Action Plan To Change Your Life, Today!, FREE of charge.

New Graphic

We respect your email privacy

Do You Make This Common Mistake In Your Prayer Life?

Photo by Will Foster

Photo by Will Foster

Praying For Lots Of Stuff

Do you have the tendency to pray for more and more stuff?

I’m talking about all of the prayers we offer up for our own individual needs and the needs of other people.

You know, like praying for a new bass boat for yourself, or praying for a special blessing on Aunt Martha’s hangnail. Ok, those are extreme examples, but I think you probably know what I’m talking about.

I fear that the modern day Christian prays for many things, but doesn’t really stop and praise the Lord for all the amazing things He has already accomplished in their life.

This is a common mistake that many of us make in our prayer lives.

Praising God For What He Has Done

Psalm 103 is an excellent reminder to all of us to not forget to praise God for all that He has done for us.

Psalm 103:1-5

Bless the Lord, O my soul;
And all that is within me, bless His holy name!
Bless the Lord, O my soul,
And forget not all His benefits:
Who forgives all your iniquities,
Who heals all your diseases,
Who redeems your life from destruction,
Who crowns you with lovingkindness and tender mercies,
Who satisfies your mouth with good things,
So that your youth is renewed like the eagle’s.

Don’t Forget The Benefits Of God

My favorite phrase in the first few verses of Psalm 103 is in verse 2, “And forget not all His benefits.”

The word benefit carries with it the idea of a “reward.”

King David is reminding us in this psalm to not forget about the rewards that God gives us. We are to praise the Lord for all the awesome blessings He pours into our lives. David goes on to list these rewards, things such as:

  • the forgiveness of sin
  • healing from disease
  • redemption from Hell
  • physical protection
  • an abundance of provision
  • renewed youth

Yes, God desires for us to pray for our needs and the needs of others, but He also wants us to praise His holy name for all the amazing blessings He pours into our lives each day.

Don’t make this common mistake in your prayer life by focusing your prayer life on just needs. Spend more time praising Him for all the good things in life as well.

Questions: So, are you making this common mistake? Are you spending the majority of your prayer time asking God for stuff? Or, do you need to make a shift in taking more time to praise Him for those special “benefits” He brings into your life? What amazing rewards has God given to you, today?






Exclusive Bonus! Subscribe today and you’ll receive a link to download my brand new e-book, Moving From Broken To Superhuman: Your 5-Step Action Plan To Change Your Life, Today!, FREE of charge.

New Graphic

We respect your email privacy

If You Don’t Get Out Of Debt Now, You’ll Hate Yourself Later

Photo by Dave Lawler

Photo by Dave Lawler

Waiting For Perfect Timing

Perfect timing.

I suspect I’m the king of this elusive time issue. I tend to wait around for the timing to be just about right on most everything such as writing an important article, scheduling the doctor’s appointment, working on a speech, having an important conversation, or making that critical phone call.

The reality of perfect timing is that it is merely a socially acceptable way to procrastinate.

And, I’m sure I’m not alone in this, either. I would guess that most of us like to wait around for the “perfect timing” on almost anything in life.

Yeah, we’re just procrastinating.

So, why do we procrastinate? What are we waiting around for?

Perhaps, taking action will take us out of our comfort zone? It will make us uncomfortable, and we human beings are funny that way. We live for comfort. We don’t like stress. But, we also don’t accomplish what we need to do, either.

If we would just embrace our discomfort and take one small step of action, then we would find that it’s really not as bad as we made it out to be in our mind.

The Perfect Time To Pay Off Debt

Paying off debt is one of these areas that people like to wait around for the right timing.

Perfect timing is a myth. It’s pure hokum.

Yeah, we think we’ll start paying down our debt when we get a higher paying job, when we get our website built that is going to make us a million dollars, when we can finally get moved into our dream house, or when we’re done having kids and the wife goes back to work.

The reality is that there is no such thing as perfect timing. We’re just procrastinating taking action on something that will cause us discomfort. We know that we shouldn’t be carrying the debt load we’re currently carrying, but it’s this big scary monster that we don’t want to deal with.

So, we put it off until tomorrow, or the next day, or the day after that. If you’re not working on getting out of debt now, then it’s probably not going to happen later.

But, I can tell you from personal experience that if you face your fear and look at this ugly debt monster in the face, it’s probably not as bad as you think. We always make things bigger in our mind than they are.

Now Is The Time

I don’t care where you’re at, today.

Maybe you’re still in college. You started a new business a few months ago. You just got married. Your wife is about to give birth to your firstborn child.

Wherever you are in life, right now IS, without a doubt, the very best time to embark on your debt-free journey. Your life will not be any easier one year from now. It’s just going to get more complicated and more expensive at some level. Plus, in these uncertain economic times we now find ourselves, you are better off to just deal with your current state than wait on better financial times that may be several years away.

Take action today on moving toward a debt-free life. Don’t procrastinate any longer. The clock is ticking. If you don’t get out of debt now, you’ll hate yourself later.

Questions: Are you waiting around to become debt-free? What are you waiting around for? What one action could you take today to break your cycle of procrastination and move toward financial freedom?






Exclusive Bonus! Subscribe today and you’ll receive a link to download my brand new e-book, Moving From Broken To Superhuman: Your 5-Step Action Plan To Change Your Life, Today!, FREE of charge.

New Graphic

We respect your email privacy